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Financial Tools

Small Business Startup Cost Calculator

Estimate one-time startup costs, monthly operating expenses, and the working capital needed for a chosen business runway.

Estimates only. The working capital and total capital figures are planning estimates and do not promise profitability.

One-time startup costs

Monthly operating costs

Results

Total one-time startup expenses
Total monthly operating expenses
Working capital required
Contingency reserve
Estimated total initial capital required

Working capital = monthly operating costs × runway. Total initial capital = one-time costs + working capital + contingency.